Exchange BTC to USDC
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your BTC → USDC swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your BTC moves directly to the provider's deposit address, USDC arrives at your wallet. SwapHub never holds your funds.
Live market snapshot.
Today's BTC → USDC rate.
1 BTC is currently worth 72166.96 USDC — that is about $72,132 at the current USDC price of $0.999521. Over the last 24 hours, USDC has moved -0.01%. SwapHub compares this rate across multiple liquidity providers and routes your order through the one offering the highest net USDC received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 0.001 BTC | 72.1670 USDC |
| 0.005 BTC | 360.8348 USDC |
| 0.01 BTC | 721.6696 USDC |
| 0.05 BTC | 3608.35 USDC |
| 0.1 BTC | 7216.70 USDC |
| 0.5 BTC | 36083.48 USDC |
| 1 BTC | 72166.96 USDC |
| 2 BTC | 144333.92 USDC |
| 5 BTC | 360834.79 USDC |
| 10 BTC | 721669.58 USDC |
| 1 USDC | 0.00001386 BTC |
| 10 USDC | 0.00013857 BTC |
| 50 USDC | 0.00069284 BTC |
| 100 USDC | 0.00138568 BTC |
| 500 USDC | 0.00692838 BTC |
| 1000 USDC | 0.013857 BTC |
| 5000 USDC | 0.069284 BTC |
| 10000 USDC | 0.138568 BTC |
| 50000 USDC | 0.692838 BTC |
| 100000 USDC | 1.3857 BTC |
How to swap BTC to USDC.
Enter BTC amount
Type how much BTC you want to swap. We'll show the exact USDC you'll receive at the live rate.
Paste USDC address
Your USD Coin receiving address. We validate the format live — valid addresses show a teal check.
Send your BTC
Transfer BTC to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive USDC
USDC arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap BTC to USDC.
Storing value securely. Bitcoin is the leading store of value, with a 21M supply cap and a halving cycle every ~4 years. Swapping BTC to USDC allows users to secure their wealth in a stable asset while retaining the digital gold characteristics of Bitcoin.
Regulatory compliance. USDC is a regulated stablecoin issued by Circle Internet Financial, backed by cash and US Treasuries. It offers greater regulatory clarity and is MiCA-compliant in the EU, making it a preferred choice for institutions and US-based platforms.
Institutional adoption. Bitcoin is widely accepted by exchanges and payment processors, making it ideal for institutional investors looking to allocate capital securely. USDC provides a bridge to the broader financial ecosystem, facilitating smooth transfers and institutional liquidity.
Cross-chain flexibility. SwapHub supports BTC on the Bitcoin mainnet and Lightning Network. This allows users to optimize fees and confirmations, ensuring fast and cost-effective swaps to USDC, especially useful for cross-chain operations.
About the assets.
Bitcoin is the original cryptocurrency, launched in 2009 by Satoshi Nakamoto. It runs on a proof-of-work blockchain with a hard cap of 21 million coins. Key features include a 21M supply cap, halving every ~4 years, and support for Lightning Network instant transactions.
USDC is the most-traded stablecoin, issued by Circle Internet Financial and fully backed by cash and short-term US Treasuries. Available on Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, and Stellar, it offers regulatory clarity and MiCA-compliance in the EU.
Questions people ask.
01 What's the current BTC to USDC exchange rate?
Right now 1 BTC equals about 72166.96 USDC. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your BTC arrives at the deposit address, influenced by market conditions and liquidity.
02 How long does a BTC to USDC swap take?
Average end-to-end time is about 5 minutes. The main variable is Bitcoin network confirmation speed — typically 10-60 minutes depending on fee priority. Mempool congestion can delay confirmations. You can track progress in real time on the swap page.
03 Which BTC networks are supported?
SwapHub supports BTC on the Bitcoin mainnet and the Lightning Network. Pick whichever network your source wallet holds BTC on — the cheapest option is highlighted automatically.
04 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
05 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
06 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for USDC and gas on your chosen BTC network.
07 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra USDC at the locked rate. Sending a different coin to the BTC address is recoverable but requires contacting support.
08 Can I swap BTC to USDC inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
09 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.
10 How do I swap BTC to USDC on SwapHub?
To swap BTC to USDC on SwapHub, select the 'BTC to USDC' option, enter the desired amount of BTC, review the current exchange rate of 72166.96, and click 'Swap'. The swap will be processed either through Bitcoin mainnet or Lightning Network depending on your preference and network conditions.