Exchange USDC to XMR
Best rate guaranteed
We compare rates across multiple liquidity providers in real time and route your USDC → XMR swap through the cheapest one.
24/7 human support
Real humans on Telegram within 3 minutes, any timezone. Every order has a copyable ID, we see the same state you do.
Non-custodial security
Your USDC moves directly to the provider's deposit address, XMR arrives at your wallet. SwapHub never holds your funds.
Today's USDC → XMR rate.
1 USDC is currently worth 0.00240037 XMR. SwapHub compares rates across multiple liquidity providers and routes your order through the one offering the highest net XMR received.
How much will I get.
Live rate applied to common amounts — updated every 60 seconds.
| 1 USDC | 0.00240037 XMR |
| 10 USDC | 0.024004 XMR |
| 50 USDC | 0.120019 XMR |
| 100 USDC | 0.240037 XMR |
| 500 USDC | 1.2002 XMR |
| 1000 USDC | 2.4004 XMR |
| 5000 USDC | 12.0019 XMR |
| 10000 USDC | 24.0037 XMR |
| 50000 USDC | 120.0185 XMR |
| 100000 USDC | 240.0370 XMR |
| 1 XMR | 416.6024 USDC |
| 5 XMR | 2083.01 USDC |
| 10 XMR | 4166.02 USDC |
| 50 XMR | 20830.12 USDC |
| 100 XMR | 41660.24 USDC |
| 500 XMR | 208301.22 USDC |
| 1000 XMR | 416602.44 USDC |
| 5000 XMR | 2083012.20 USDC |
| 10000 XMR | 4166024.40 USDC |
| 50000 XMR | 20830122.02 USDC |
How to swap USDC to XMR.
Enter USDC amount
Type how much USDC you want to swap. We'll show the exact XMR you'll receive at the live rate.
Paste XMR address
Your Monero receiving address. We validate the format live — valid addresses show a teal check.
Send your USDC
Transfer USDC to the one-time deposit address. Open it in your wallet with one tap — no manual copy.
Receive XMR
XMR arrives at your wallet. We never held your funds — non-custodial from start to finish.
Why people swap USDC to XMR.
Privacy preservation. SwapHub lets you convert USD Coin into Monero, the only major cryptocurrency where privacy is mandatory. Unlike other stablecoins, USDC holders can enjoy fully private transactions without opting in to any privacy features.
Institutional compliance. USDC is a regulated stablecoin, issued by Circle Internet Financial. It offers more regulatory clarity compared to USDT and is MiCA-compliant in the EU, making it a preferred choice for institutions and US-based platforms.
Cross-chain flexibility. Once in XMR, you can easily transfer your funds across various blockchain networks using the native CCTP (Cross-Chain Transfer Protocol). This makes it ideal for users looking to move assets privately and efficiently between different ecosystems.
Privacy-first use cases. Monero is perfect for scenarios requiring strong privacy, such as anonymous donations, financial sovereignty, and avoiding surveillance. By swapping USDC to XMR, you gain access to these powerful use cases while maintaining control over your funds.
About the assets.
USDC is the most-traded stablecoin, issued by Circle Internet Financial and pegged 1:1 to the US dollar. Available on Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, and Stellar.
Monero is a privacy-focused cryptocurrency that uses ring signatures and stealth addresses to conceal sender and receiver information. Transactions are fully private by default and cannot be traced back to the user.
Questions people ask.
01 What's the current USDC to XMR exchange rate?
Right now 1 USDC equals about 0.00240037 XMR. The rate updates every 60 seconds on this page. The exact amount you'll receive is locked at the moment your USDC arrives at the deposit address.
02 How long does a USDC to XMR swap take?
Average end-to-end time is about 5 minutes. The main variable is the confirmation time on the USDC network, which typically ranges from 10-30 minutes. You can track progress in real time on the swap page.
03 Which USDC networks are supported?
SwapHub supports USDC on Ethereum, Solana, Arbitrum, Base, Polygon, Avalanche, and Stellar. These networks provide native support for USDC, ensuring seamless and secure transactions.
04 What is the fee structure?
Charges no extra fee on top of the displayed rate. You'll pay the network fee for XMR and gas on your chosen USDC network. Typical fees range from $0.01-$0.05 for USDC transfers.
05 What is the minimum and maximum amount?
Minimums vary by pair and are shown before you confirm — typically around $10–$20 equivalent. There's no hard maximum — larger orders may be split across providers automatically for the best rate.
06 Float rate vs Fixed rate — which should I pick?
Float gives you the best available rate at the moment your deposit arrives (usually a slightly better number, subject to movement). Fixed locks the rate when you create the order, costing about 0.4% extra — worth it for large amounts or when the market is moving fast.
07 Is there a fee on top of the exchange rate?
SwapHub charges no extra fee on top of the displayed rate — our margin is already included in what you see. You'll also pay the network fee for XMR and gas on your chosen USDC network.
08 What happens if I send the wrong amount?
If you send less than the minimum, the order pauses and you can add a top-up. If you send more than the estimate, you'll automatically receive the extra XMR at the locked rate. Sending a different coin to the USDC address is recoverable but requires contacting support.
09 Can I swap USDC to XMR inside Telegram?
Yes. @swapHUB_com_bot opens a Telegram Mini App with the same flow, same rates, same providers. Convenient for mobile users who already live in Telegram.
10 Is SwapHub regulated? Where is it based?
SwapHub operates as a non-custodial interface that routes orders across multiple licensed exchange providers. We don't custody funds, so the regulatory model is closer to an aggregator than an exchange. For jurisdiction-specific questions, see the Terms.